State Filing Analyst at Cover
San Francisco, CA, US

Cover’s Operations team is seeking a State Filing Modeling Analyst to join our team!

About Cover

Cover is a national insurance brokerage, licensed in all 50 states, working with more than 35 carriers. We source our customers entirely from our iPhone and Android apps. Right now, we rank #1 for searches of insurance on the AppStore in Canada, and within the top 10 in the US on any given day. The company is backed by Y Combinator and many other world-class investors.

We're reshaping the way that insurance is sold, and building product to make sure our customers get the most out of the insurance policies they buy. Insurance products are consumer products, yet have never been treated as such by incumbents. We're proud of our customer-centric focus, and the elegant apps we build to better serve our customers.

Cover’s Operations team is seeking candidates for a State Filing Business Analyst position that provides an opportunity to learn and explore some of the company's important functions related to filing compliance and rating systems.

Job Duties & Responsibilities:

As a State Filing Business Analyst, you will work closely with your team on each project while gaining exposure to many different departments within Cover including Pricing, Product Management, Reserving, Underwriting, Compliance, and IT.

A typical day includes data analysis, maintenance of Cover’s rating systems, testing revisions using Cover sales/service applications, and corresponding with state insurance departments.

Systems development is a significant portion of the analyst’s responsibilities as Cover is constantly making changes to our insurance product to maintain a competitive edge in the marketplace.

Would you like to join this innovative team? If so, do you meet these qualifications?

Candidate Qualifications:

Applicant should have considerable PC experience, good basic math skills, analytical skills, and the ability to solve problems accurately and quickly. It is important to be self-motivated with good organizational skills. Most importantly, the selected candidate must be able to get the job done with a high level of quality. Other important skills needed include the ability to multi-task and function in a fast-paced environment.

  • Bachelor's degree required
  • Strong analytical and communication skills
  • Proficiency with Excel, Access, and Word
  • Excellent time management
  • Programming experience is a plus
  • Commitment to insurance studies is a plus

Insurance is a very big business

There are hundreds of admitted insurance companies processing north of $500B in insurance premiums across all lines of property, life and specialty insurance in the US. Most of these companies operate on technology platforms built many decades ago. As a result, they suffer from glaring inefficiencies that are passed on to their customers in the form higher prices, poor customer and product experiences that haven’t adapted to the expectations of modern customers.
 Our approach requires bringing service, analytics and technology together in an elegant way, and doing so in an industry that has historically lacked all three. This will mean applying creativity and flexibility to every interaction with customers and partners, while always looking for ways to make them - and, by extension, us - more successful.

Building a national insurance entity from scratch is something few people can claim to have done - you’ll be one of them. We’re passionate about bringing world-class product and consumer experiences to insurance, and financial services, building fair & sustainable products and delivering lasting value to our customers. We’re looking for people who won’t settle for less than building category-defining products.

We currently offer the following benefits and will continually evolve them with the goal of efficiently attracting, retaining, and leveraging the very highest quality talent:

Highly competitive salaries and stock option grants

  • Health, dental, for you and your family

  • Flexible work hours

  • Unlimited vacation policy
A slew of perks that make your life outside of work easier


We believe in equal opportunity.
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.